Standard Chartered Bank Home Loan 2024 Interest Rates, Standard Chartered Home Loan, स्टैंडर्ड चार्टर्ड हाउसिंग फाइनेंस, Standard Chartered Home Loan Interest Rates, स्टैंडर्ड चार्टर्ड होम लोन ब्याज दर, Standard Chartered Home Loan Interest Rate, स्टैंडर्ड चार्टर्ड होम लोन,
Standard Chartered plc is a British multinational bank with operations in consumer, corporate and institutional banking and treasury services, having started its operations in India in 1858, today Standard Chartered Bank has 100 branches in 43 cities across the country,
One of India’s largest international banks, Standard Chartered Bank has over 160 years of association with the country, Standard Chartered Bank offers customized home loan options to their customers, including purchase of new or old homes, See below for more details on Standard Chartered Bank Home Loan.
Standard Chartered Bank Home Loan, स्टैंडर्ड चार्टर्ड होम लोन,
One of the largest banks in India, Standard Chartered Bank offers a wide range of services in the personal loan segment, home loans to help you get your dream home or renovate an existing home, the bank offers a home loan program where customers can avail refinance on payments within 6 months of property purchase.
When people approach Standard Chartered Bank for any home loan, it offers customers various schemes packed with special benefits, Standard Chartered Bank offers four types of home loans for different purposes.
For home loans in Standard Chartered Bank you can call any of their mobile banking numbers for door step assistance and you can also mail them, under normal circumstances your application processing will be completed within 5 working days after you provide all the documents, usually the profile of the applicant and provided your age and Loan approval depends on factors like income.
Standard Chartered Bank Home Loan Eligibility, स्टैंडर्ड चार्टर्ड होम लोन पात्रता,
Buying your own home is everyone’s dream, the search to buy your dream home starts with bank financing, Looking for a home loan to buy own house, in such situations you must choose Standard Chartered Home Loans because of low interest rates and currently the best in the market.
With the help of Chartered Home Loan, you can fulfill your dreams of buying your own home Indian residents, both salaried and self-employed, are eligible to avail this home loan facility, Chartered Home Loan Having a quick and easy processing process for home purchase, the bank offers customized home loan options to customers, including buying new or old homes.
Both partnership and private limited firms can avail home loan schemes offered by Standard Chartered Bank, Besides the mentioned eligibility requirements, Standard Chartered Bank may assess the credit score, occupation profile, and owner profile of its home loan applicants, similar to other lenders, to determine their eligibility for a home loan.
| Age Limit | Minimum Age 21 Years and Maximum Age 60 years |
| Target Audience | (1) Resident Indians (2) Non Resident Indians (NRI) |
| Target Types | (1) Salaried (2) Self Employed / Professionals (3) Partners or directors who are individuals in a limited company. |
| Property Types | (1) Looking to purchase a property that is move-in ready. (2) Looking to buy a property that is currently under construction. (3) Home Extension / Renovation (4) Balance Transfer with Top-up (5) Refinance |
| Loan Amount | Minimum – Rs.5L Maximum -Rs.35C |
| Loan Tenure | Self-Employed – Minimum Rs.1C Professional – Minimum Rs.25L |
| Annual Turn Over | Self-Employed – Minimum Rs.1C Professional – Minimum Rs.25L |
Standard Chartered Bank Home Loan Processing Fee, स्टैंडर्ड चार्टर्ड होम लोन प्रोसेसिंग शुल्क,
When you apply for a Standard Bank home loan, the bank charges a certain amount for the services it provides you, this amount is called Home Loan Processing Fee.
Standard Chartered Bank home loan processing charges range from 0.05 % to 1.50 % of the total home loan amount you are applying for depending on the loan type and property, if
Even if the home loan application is rejected the amount will not be returned to you.
Applicants should remember that Chartered Bank Home Loan Processing Fee is not the only amount you have to pay, there are other charges too, so it is better for everyone to know the details of Chartered Bank Home Loan Processing Fee in advance.
| Fees and Charges | Processing fees are 0.05 % to 1.50 % depending on the type of loan and the location of the property |
Standard Chartered Bank Home Loan Documents Required
Applicants for a home loan from Standard Chartered Bank must submit the required documents, the bank will strictly consider the documentation while approving your loan application, Documents are one of the most important requirements for Standard Chartered Bank Home Loan, home loan documents process is taken very seriously,
But many times applicants face difficulties in not knowing what kind of documents to submit while submitting documents for home loan, Check out the details below which home loan documents are required to pass your home loan application.
- Identity Proof – Aadhaar Card, Voter ID, Passport, Driving License.
- Age Proof – PAN Card, Voter ID, Aadhaar Card, Passport, Driving License.
- Address Proof – Aadhaar Card, Passport, Voter ID, Driving License
- Banking information.
- Proof of Income for Salaried – Latest Form 16, 3 months Bank Statement, Salary Slip 3 months.
- Proof of Income for Self-Employed – 2 years latest ITR, P&L Statements and Balance Sheets certified by a CA, audited reports.
- Proof of Income for Partners – Xerox partnership agreement document.
- Proof of Income for Partner – Shareholding pattern, Bank statement for primary account 6 months
- Property Documents – Sale Deed, Approved Plan, House Tax receipts, Sale agreement, NOC where applicable.
CIBIL Score Eligibility for Chartered Bank Home Loan, स्टैंडर्ड चार्टर्ड होम लोन सिबिल स्कोर,
It is important to know your credit score before applying for Home Loan because it shows whether you are eligible or not as a borrower, This directly affects how much you qualify for a loan, how much the lender will give you as a loan amount, and the interest rate you will be charged.
CIBIL Score Your CIBIL Score is crucial when it comes to loans and can largely affect your eligibility for personal loans, CIBIL score affects how creditworthy a lender finds a company to be, The most reliable CIBIL score in India is a score between 700 to 900, which means the borrower has a higher chance of getting a higher loan amount with a lower-interest rate.
| CIBIL Score | Creditworthiness | Approval Probability |
| <600 | Needs attention | Low |
| 600-649 | Doubtful | Difficult |
| 650-699 | Satisfactory or fair | Possible |
| 700-749 | Good | Good |
| 750-900 | Excellent | Very high |
Standard Chartered Bank Home Loan EMI Calculator, स्टैंडर्ड चार्टर्ड होम लोन ईएमआई कैलकुलेटर,
When you want to take a Standard Chartered Bank Home Loan click here Take an informed decision with the Bank’s Chartered Bank Home Loan EMI Calculator, which helps you know the home loan total amount and home loan interest rates, home loan tenure and many more important details.
Standard Chartered Bank Home Loan Interest Rate, स्टैंडर्ड चार्टर्ड होम लोन ब्याज दर,
It is very important to know the interest rate when you apply for Standard Chartered Bank Home Loan, the home loan interest rate affects the amount of home loan you borrow and the total EMI you have to pay, so it is good to keep the interest rate in mind whenever you apply for a Chartered Bank Home Loan, See more home loan interest rates here.
| Product | Applicable Rates |
|---|---|
| Home Loan | Starting at 9.41 % |
| Home Saver Loan | Starting at 9.41 % |
NOTE – Standard Chartered Bank home loan rate vary according to the bank’s discretion, the information given here is only the current interest rates given by the bank, when you want to apply for a Chartered Bank housing loan, you should visit the https://www.sc.com/in/help/home-loan/ bank’s official website and confirm.