Indian Bank FD Rates 2024, Indian Bank FD Interest Rates 2024

Indian Bank FD Rates 2024, इंडियन बैंक एफडी दरें, Indian Bank FD Interest Rates 2024, इंडियन बैंक एफडी ब्याज दरें, Indian Bank Fixed Deposit Rates, इंडियन बैंक सावधि जमा दरें, Indian Bank FD, इंडियन बैंक एफडी,

Indian Bank is an Indian public sector bank headquartered in Chennai, Indian Bank is one of the oldest banks in India established in 1907, Indian Bank is known for offering investment products such as fixed deposit or term deposits for rewarding their customer interest rates and high returns.

IND SUPER 400 DAYS SCHEME

Indian Bank has extended a special fixed deposit offer called “IND SUPER 400 DAYS” for its customers and increased its interest rates by 10 basis points, It offers high interest rate for investment of Rs.10000 to less than 2 crores in FD form for 400 days, Indian Bank now offers interest rates of 7.25% for general public, 7.75% for senior citizens and 8.00% for super senior citizens.

IND SUPREME 300 DAYS SCHEME

Indian Bank launched “Special Retail Term Deposit Product “IND SUPREME 300 DAYS” for its customers, It offers attractive interest rate for investment of Rs.5000 to less than 2 crores for 300 days in the form of Scheme FD, Indian Bank now offers interest rates of 7.05% for general public, 7.55% for senior citizens and 7.80% for super senior citizens.

Indian Bank FD Rates

  1. Indian Bank offers FD interest rates for general public ranging from 2.80 to 7.25% p.a. 3.30 to 7.75% p.a. for senior citizens. Tenure ranges from 7 days to 5 years and above.
  2. The interest rate on Indian Bank Tax Saving FDs is 6.10 to 6.25% p.a. for general public and 6.60 to 6.75% p.a. For tenure of 5 to 10 years for senior citizen depositors.
  3. The bank also offers various fixed deposit products like NRO, NRE, RFC and FCNR (B) fixed deposits for Indian Bank NRIs.
  4. Indian Bank offers FCNR (B) Fixed Deposits and RFC Fixed Deposits in Foreign Currency US Dollars (USD), British Pound Sterling (GBP), Euro (EUR), Japanese Yen (JPY), Canadian Dollar (CAD), Australian Dollar (AUD) Also agrees.

Indian Bank FD Interest Rates 2024 for Highlights

Highest slab rate7.25% (for 400 days)
For 1 year6.10%
For 2 years6.70%
For 3 years6.25%
For 4 years6.25%
For 5 years6.25%
Tax-Saving FD6.25% (for 5 years); 6.10% (for above 5 years to 10 years)

Indian Bank FD Rates 2024 for Revision of Interest Rates on Retail Domestic Term Deposits 

PeriodLess than ₹2 crore
Existing (% p.a)Revised (% p.a)
7 days to 14 days2.802.80
15 days to 29 days2.802.80
30 days to 45 days3.003.00
46 days to 90 days3.253.25
91 days to 120 days3.503.50
121 days to 180 days3.853.85
181 days to less than 9 months4.504.50
9 months to less than 1 year4.754.75
1 year6.106.10
Above 1 year to less than 2 years6.306.30
2 years to less than 3 years6.506.70
3 years to less than 5 years6.256.25
5 year6.256.25
Above 5 years6.106.10

IND SUPER 400 DAYS for Scheme Extended till 31.08.2024


          Women 
             Others
(06.03.2023 – 19.04.2023)
Public      7.15 %     7.10 %
Senior Citizen     7.65 %    7.60 %
Super Senior Citizen ( 80 yrs and above)     7.90 %    7.85%
      Revised Rate of Interest (% p.a)  w.e.f 20.04.2023
Public 7.25 %
Senior Citizen 7.75 %
Super Senior Citizen8.00 %

IND SUPREME 300 DAYS for Scheme Valid Up to  31.08.2023

Category Rate of Interest ( %p.a)
Public 7.05 %
Senior Citizen 7.55 %
Super Senior Citizen7.80 %

Indian Bank FD Interest Rates 2024 for Domestic/NRE/Capital Gains Type B/Tax Saver Fixed Deposits of less than Rs 2 crore

PeriodInterest Rates (% p.a.)
Regular CitizensSenior Citizens
7 days to 14 days2.802.80
15 days to 29 days2.803.30
30 days to 45 days3.003.50
46 days to 90 days3.253.75
91 days to 120 days3.504.00
121 days to 180 days3.854.35
181 days to less than 9 months4.505.00
9 months to less than 1 year4.755.25
1 year6.106.60
Above 1 year to less than 2 years6.306.80
2 years to less than 3 years6.707.20
3 years to less than 5 years6.256.75
5 years6.256.75
Above 5 years6.106.85

Special Fixed Deposit Interest Rate

TenureInterest Rates (% p.a.)
IND SUPER 400 Days (valid till 31 August 2023)PublicSenior CitizenSuper Senior Citizen
7.257.758.00
IND SUPREME 300 days (valid till 31 August 2023)7.057.557.80

Indian Bank Tax Saver Deposit

TenureInterest Rates (% p.a.)
Regular CitizensSenior Citizens
5 years6.256.75
Above 5 years to 10 years6.106.60

Indian Bank Interest Rates 2024 for Domestic/NRE/Capital Gains Type B/Tax Saver Fixed Deposits of Rs 2 crore to less than Rs 5 crore

PeriodInterest Rates (% p.a.)
Regular CitizensSenior Citizens
7 days to 14 days5.005.50
15 days to 29 days5.005.50
30 days to 45 days6.006.50
46 days to 90 days5.255.75
91 days to 120 days5.255.75
121 days to 180 days5.506.00
181 days to less than 9 months5.506.00
9 months to less than 1 year6.256.75
1 year6.707.20
Above 1 year to less than 2 years6.657.15
2 years to less than 3 years6.106.60
3 years to less than 5 years6.006.50
5 years6.006.50
Above 5 years6.006.75

Indian Bank Interest Rates 2024 for FCNR (B) and RFC Deposits

CurrencyInterest Rates (% p.a.)
1 year to less than 2 years2 years to less than 3 years3 years to less than 4 years4 years to less than 5 years5 years
USD5.254.303.953.953.95
GBP4.003.203.253.253.25
EUR2.001.601.601.601.65
JPY0.110.130.120.130.14
CAD4.304.103.903.703.50
AUD1.201.702.052.302.45
CHF0.000.010.020.030.05
SGD0.270.400.490.550.61

Type B (Term Deposits) 1988 Scheme

Rate of Interest
ExistingRevised
Up to Rs.10 lakh2.90%2.75%
More than Rs.10 lakh to less than Rs.200 Cr2.90%2.80%
Rs. 200 Cr and above2.90%2.90%
Deposit Rates Linkhttps://www.indianbank.in/departments/deposit-rates/
Savings Bank Deposits Rates Linkhttps://sbi.co.in/web/interest-rates/interest-rates/deposit-rates

Note – Indian Bank fixed deposit rates are subject to change at the discretion of the bank, the information given here is only the current interest rates given by Indian Bank, when you want to make a fixed deposit in Indian Bank, you should visit the official website of https://www.indianbank.in/departments/deposit-rates/#! the bank and confirm.