IDFC Bank FD Rates 2024, आईडीएफसी बैंक एफडी दर, IDFC First Bank Interest Rates 2024, आईडीएफसी बैंक एफडी ब्याज दरें, IDFC Bank FD Rates 2024, आईडीएफसी बैंक सावधि जमा दर, IDFC First Bank Fixed Deposit Interest Rates 2024, आईडीएफसी बैंक सावधि जमा (एफडी) दरें.
IDFC First Bank is an Indian private sector bank formed through the merger of an infrastructure development finance business and the banking arm of Capital First, an Indian non-banking financial institution, IDFC First Bank offers Fixed Deposit with many customer-friendly features at interest rates and flexible investment periods and no penalty on early withdrawal for senior citizens.
IDFC Bank FD Rates
IDFC FIRST Bank brings attractive interest rates on fixed deposits below Rs 2 crore, According to the IDFC FIRST website, the new rates will be applicable from July 1, 2024.
IDFC Fixed Deposit Interest Rates
IDFC FIRST Bank FD offers general public interest rates of 3.50-7.50% p.a. and 4.00-8.00% p.a. for senior citizens. The tenor of these fixed deposits ranges from 7 days to 10 years
Interest rate for general public on IDFC First Bank Tax Saving FDs is 7.00% p.a. and 7.50% p.a. for senior citizen depositors. The bank also offers various fixed deposit products like NRO, NRE and FCNR fixed deposits for NRIs with a tenure of 5 years.
IDFC FIRST Bank FD Interest Rates 2024 on Senior Citizens and Non-Senior Citizens accounts
| Tenure | FD rates for Non-Senior Citizens | FD rates for Senior Citizens |
| 7 – 14 days | 3.50% | 4.00% |
| 15 – 29 days | 3.50% | 4.00% |
| 30 – 45 days | 4.00% | 4.50% |
| 46 – 90 days | 4.50% | 5.00% |
| 91 – 180 days | 5.00% | 5.50% |
| 181 days – 1 year | 6.50% | 7.00% |
| 1 year 1 day– 550 days | 7.50% | 8.00% |
| 551 days – 2 years | 7.25% | 7.75% |
| 2 years-1 day – 749 days | 7.25% | 7.75% |
| 750 days | 7.25% | 7.75% |
| 751 days – 3 years | 7.25% | 7.75% |
| 3 years 1 day – 5 years | 7.00% | 7.50% |
| 5 year 1 day – 10 years | 7.00% | 7.50% |
Latest IDFC First Bank FD Rates
| Tenure | FD Rates (₹2 crore to ₹5 crore) |
| 7 – 14 days | 5.25% |
| 15 – 35 days | 5.30% |
| 36 – 45 days | 5.55% |
| 46 – 60 days | 5.85% |
| 61 – 91 days | 6.50% |
| 92 – 180 days | 7.10% |
| 181 – 270 days | 7.25% |
| 271 – 365 days | 7.30% |
| 366 – 399 days | 7.60% |
| 400 – 499 days | 7.50% |
| 500 – 540 days | 7.50% |
| 541 – 731 days | 7.50% |
| 732 – 1095 days | 7.25% |
| 3 years 1days – 5 years | 7.20% |
| 5 Year 1 Day – 8 Years | 7.20% |
| 8 Year 1 Day – 10 Years | 7.20% |
Savings Account Rate (Domestic, NRE & NRO) – Interest payable on Savings account will be calculated on a progressive basis, as per the table in the rate slabs described below. For description of “progressive” with examples, please refer to notes after the table.
- In case your account balance with us is Rs. 25,000, the interest payable to you will be 4% on the entire Rs. 25,000.
- In case your account balance with us is Rs. 5 lacs, the interest payable to you will be 4% on the entire amount of Rs. 5 lacs.
- In case your account balance with us is Rs. 50 lacs, the interest payable to you will be 4% on Rs. 10 lacs and 7.00% on Rs. 40 lacs.
- In case your account balance with us is Rs. 4.3 crores, the interest payable to you will be 4% on Rs. 10 lacs and 7.00 % on Rs. 4.2 crores.
| Balance (Rupees) | Rate of Interest (% p.a.) (Progressive) |
| <= 10 Lac | 4.00% |
| > 10 Lac <= 5 C | 7.00% |
| > 5 Cr <= 50 Cr | 6.75% |
| > 50 Cr <= 100 Cr | 5.00% |
| > 100 Cr <= 200 Cr | 4.50% |
| 200 C | 3.50% |
IDFC FIRST Bank Fixed Deposit Interest Rate (Domestic, NRE, NRO) <Rs.2 Crores (w.e.f. 01.07.2024)
| Period | Rate of Interest (%p.a.) w.e.f. July 01, 2023 Less than INR 2 Crores |
| 7 – 14 days | 3.50% |
| 15 – 29 days | 3.50% |
| 30 – 45 days | 4.00% |
| 46 – 90 days | 4.50% |
| 91 – 180 days | 5.00% |
| 181 days – 1 Year | 6.50% |
| 1 year 1 day – 550 days | 7.50% |
| 551 days – 2 years | 7.25% |
| 2 years-1 day – 749 days | 7.25% |
| 750 days | 7.25% |
| 751 days – 3 years | 7.25% |
| 3 years 1 day – 5 years | 7.00% |
| 5 years- 1 day – 10 year | 7.00% |
IDFC Bank Domestic, NRE, NRO Interest Rates – where Premature withdrawal is NOT permitted for Rs.2 crore to 25 crore.
IDFC Bank Interest Rates for Domestic, NRE, NRO – where Premature withdrawal is permitted for Rs. 2 crore to 25 crore.
IDFC First Bank Interest Rates for Domestic, NRE, NRO – where Premature withdrawal is NOT permitted for amounts above Rs. 25 crore.
IDFC Bank Interest Rates for Domestic, NRE, NRO – where Premature withdrawal is permitted for amounts above Rs. 25 cror.
Note – IDFC First Bank Fixed Deposit Rates are subject to change at the discretion of the bank, the information given here is only the current interest rates given by the bank, when you want to make a fixed deposit in the bank, you should visit the url https://www.idfcfirstbank.com/interest-rate official website of the bank and confirm.
What is the FD rate of IDFC FIRST Bank?
IDFC FIRST Bank provides FD interest rates ranging from 3.50 to 7.50% p.a. to the general public and 4.00 to 8.00% p.a. to senior people on terms ranging from 7 days to 10 years.
What is the interest of 1 lakh in IDFC Bank?
IDFC FIRST Bank's Savings Account Interest rates table
1 Lac 4.00%.
1lac <= 10lac 4.00%.
10lac <= 5Cr 7.00%.
5 crs <=50 crs 6.75%.Is it safe to deposit in IDFC FIRST Bank?
IDFC First Bank deposits are protected by the RBI's bank Insurance Scheme, which insures up to 5 lakh of all bank holders' deposits.