How to See SBI Virtual Debit Card

SBI Virtual Card, एसबीआई वर्चुअल कार्ड, How to See SBI Virtual Debit Card, एसबीआई वर्चुअल डेबिट कार्ड कैसे देखें, State Bank Virtual Card, स्टेट बैंक वर्चुअल कार्ड,

SBI has a wide range of options in their internet banking and mobile banking app, Activating your SBI Debit Card online, And can do digital banking like generate PIN and block SBI atm card and many more, State Bank of India has launched Virtual Card in an effort to protect its customers from fraudulent activities, hacking, phishing etc.

SBI Virtual Card

State Bank Virtual Card is created using State Bank Net Banking facility for eCommerce (online) transactions, A virtual card is issued by identifying a lien on your selected account and the actual debit to the account occurs only when the card is used, A virtual card can be used to transact online on e-commerce websites at basically all merchants that accept Visa or MasterCard.

The virtual card limit is valid for a period of 48 hours or until the end of the transaction, Also known as electronic card or e-card, Virtual cards can be used online at any merchant location that accepts MasterCard / Visa cards.

It provides a simple and secure way to transact online without providing basic card or account information to the merchant, Now we have explained below step by step detail how to create virtual debit card in SBI and is it possible to view card details online.

How can I Create SBI Virtual Card

  1. Login to your online banking account www.onlinesbi.com and click on “Requests” tab and select “State Bank Virtual Card” option.
  2. Click on “Generate Virtual Card” tab.
  3. Enter the amount and select an account which will be debited for funding (initially lien-marking and later debiting) the Virtual Card.
  4. Enter the secure 8-digit password (OTP), received on your mobile.
  5. After successful validation, Card image with Card No., expiry date, etc will be displayed on the screen and your Card is now created and available for e-commerce transaction.

How can I use my SBI Virtual Card

  1. Select required goods / services on merchant website.
  2. Select State Bank Debit Card / Visa Card from the payment options.
  3. Enter the Virtual Card details on the website.
  4. Enter your secure 8-Digit password (OTP), received on your mobile.
  5. After successful validation, you will receive SMS on your registered mobile confirming the transaction.
  6. After the transaction, the Card will be de-activated and cannot be used again.

How can I Cancel my SBI Virtual Card

  1. Login to your online banking account (www.onlinesbi.com) and click on “Requests” tab and select “State Bank Virtual Card” option.
  2. Click on “Cancel Virtual Card” tab.
  3. After you confirm the action, the lien on the amount will be automatically released.

How can I View the SBI Virtual Card Transaction

  1. Login to your online banking account (www.onlinesbi.com) and click on “Requests” tab and select “State Bank Virtual Card” option.
  2. Click on “Virtual Card Details”. The screen will display all Cards created using the online banking along with Card Number, creation date, Expiry, limit amount, used amount, status etc.
  3. Click on the specific Card number to view the complete Card details. (viz. Name, Issue Date, Expiry , Merchant Name, CVV2 , Limit Amount, Status, Source Account No. etc).

State Bank Virtual Card More Details

FAQs

  1. What is an OTP use SBI Virtual Card

    OTP is One Time Password (Eight digits numerical) which is generated by bank for validating Virtual Card Creation and for confirming merchant transaction

  2. Can I withdraw Cash using my Virtual Card?

    No the Card can be used only for making online payments in INR on merchant
    websites that accept “VISA/MasterCard” Debit Cards.

  3. What if I do not receive OTP?

    If you have trouble receiving your OTP, please click on the link provided at the bottom
    of the webpage and if you still face problem, please call helpline number at 1800-11-22-
    11 or 1800-425-3800 to check whether your mobile is registered with Net Banking or
    not.

  4. How many times OTP can be entered?

    You can make maximum three attempts to enter the OTP. Your Card will be blocked on
    the 4th attempt, for security reasons, and you will not be allowed to do any transaction
    using this Card.

  5. What will happen if I enter wrong OTP for 3 times?

    If wrong OTP is entered for consecutive 3 times, Bank will block your Virtual Card and
    you will not be allowed to reuse or unblock the card, as a security measure.
    However, you can cancel the Card to release the lien marked amount and if the Card is
    not cancelled it will expire automatically in maximum 48 hrs from the time of creation,
    and the lien on the blocked amount will be released.

  6. Can I unblock my Virtual Card?

    No, once the Card is blocked you cannot unblock or reuse the card.