The biggest and most reputable bank in India is HDFC Bank, Due to their excellent customer service and financial stability, many individuals favour HDFC bank, HDFC offers maximum transfer limit per day through different transfer channels with different types of accounts, What is HDFC Bank Transaction Limit, Let’s also see how to increase transfer limit in HDFC Bank account.
HDFC Transaction Limit
HDFC Bank has imposed HDFC Transaction Limit Per Day for its customers, Every bank has transaction limit through UPI or IMPS and net banking, Let’s know in detail how much Transaction Limit Per Day HDFC Bank has for its customers.
HDFC UPI Transaction Limit
UPI payment is the most commonly used method of money transfer in these days of technological advancement, You can use HDFC Bank app’s UPI feature, any third-party UPI app like PhonePe, GooglePay or Paytm to transfer money, Rs. 1 lakh per day. You can transfer 1 lakh per transaction in one day and total 10 transactions in 1 day.
UPI Transactions | Maximum Limit |
P2P (Person to Person) and P2M (Person to Merchant) | Rs 1 Lakh or 20 Transactions (Calculated on 24 Hours basis) |
Capital markets and Merchant collect (Eg:- AMC, Broking, Mutual Funds, Credit card payments, Loan re-payments, EMI, etc.) | Rs 2 Lakhs per transaction |
IPO Application using UPI | Rs 5 Lakhs per transaction |
HDFC NEFT Transaction Limit
The maximum amount of funds that can be transferred per day is as per the customer’s TPT limit (Maximum upto Rs.50 Lakhs) 7AM to 7PM on RBI working day, A maximum of Rs.2.00 lacs per transaction can be transferred subject to TPT limit. (Multiples of Rs 2 Lakhs upto the TPT limit chosen by the customer. Maximum upto Rs. 50 Lakh) From 7PM – 7AM on working days & all holidays (including 2nd & 4th Saturdays and Sundays), For security reasons, the bank allows you to transfer money up to Rs 50,000/- only to the newly added beneficiary (in full or parts) during the first 24 hours from adding the new beneficiary.
HDFC IMPS Transaction Limit
The Immediately Payment System (IMPS) is utilized to send money in real time. following adding a beneficiary, you can send money quickly following activation, The maximum transaction limit is Rs 2 lakhs. Maximum quantity per day according to TPT restrictions.
IMPS using Account number – Maximum limit per transaction – Rs 5 lakhs, Maximum amount in a day as per the TPT limits
IMPS using MMID – NetBanking and MobileBanking: Rs 5000 per day per Cust ID (on either of the channel) Please note: Limit of Rs 5000 applies on transactions from either of the channels but not from both the channels.
HDFC RGTS Transaction Limit
Choose RTGS as a payment transfer mechanism for large transactions, High-value transactions begin at Rs. 2 lakh, with no cap or higher limit. (up to your TPT cap).
HDFC Visa Card Pay Limits
Using HDFC Bank Visa CardPay enables you to pay Per Day Transaction Limits Maximum ₹ 49,999.
HDFC Cash Deposit Machine Limit
Deposit Mode | Saving Account | Current Account | ||
---|---|---|---|---|
Per Transaction Limit | Per Day Limit | Per Transaction Limit | Per Day Limit | |
Card Based Deposit | Rs. 1 Lac | Rs. 2 Lacs | Rs. 2 Lacs | Rs. 6 Lacs |
Card Less Deposit | Rs. 25,000 | Rs. 2 Lacs | Rs. 2 Lacs | Rs. 6 Lacs |