Aditya Birla Home Loan, आदित्य बिड़ला होम लोन, Aditya Birla Housing Finance, आदित्य बिड़ला हाउसिंग फाइनेंस, Aditya Birla Home Loan Interest Rates, आदित्य बिड़ला होम लोन ब्याज दरें, Aditya Birla Home Loan Interest Rate, Aditya Birla Home Loan Processing Fee, आदित्य बिड़ला होम लोन ब्याज दर, Aditya Birla Home Loan EMI Calculator, Aditya Birla Home Loan Eligibility, Aditya Birla Home Loan CIBIL Score,
Aditya Birla Housing Finance Limited (ABHFL) is a subsidiary of Aditya Birla Capital Limited (ABCL), India’s fastest growing housing finance company, Initially incorporated as an investment company, ABHFL commenced operations in the housing finance sector in October 2014, ABHFL is registered with the NHB as a systemically important non-deposit accepting housing finance company.
Aditya Birla Home Loan, आदित्य बिड़ला होम लोन,
ABCL is the holding company for the financial services businesses of the Aditya Birla Group, ABCL’s subsidiaries have a strong presence in hedging, investment and financing solutions, ABCL is a universal financial solutions group, catering to the diverse needs of its customers across life stages.
Buying an own home is an expensive proposition, many people cannot afford to buy their dream home without a home loan, Aditya Birla Home Loan offers a variety of schemes and comes with many tax benefits, keeping in view the demand for housing finance plans across all sections of the society, commercial banks as well as various Cooperative societies offer various home loan schemes with attractive interest rates.
Aditya Birla Home Loan Eligibility, आदित्य बिड़ला होम लोन पात्रता,
Before applying for a home loan at Aditya Birla, you need to check your home loan eligibility, if you meet the Aditya Birla home loan criteria, the company is different in providing other property related services besides helping its customers own their dream home. It will be easy for you to get a home loan, check your Eligibility for Home Loan at Aditya Birla below.
Aditya Birla Home Loan Processing Fee, आदित्य बिड़ला होम लोन प्रोसेसिंग शुल्क,
When you apply for a home loan, the lending bank or institution charges you a certain amount for the services they provide, most banks and finance companies charge processing fees on your home loan application, this amount is called home loan processing fee.
The reason banks and finance companies charge processing fees is to cover the cost of collecting, maintaining and verifying documents to get the home loan approved, home loan processing charges are a percentage of the total home loan amount you are applying for, if the application is rejected the amount is not returned to you.
Applicants should remember that home loan processing fee is not the only amount you have to pay, processing fee includes GST costs as applicable, so it is advisable for everyone to know Aditya Birla Home Loan Processing fee details in advance so that you understand the costs before applying for home loan.
| Loan Amount | 90% of property cost |
| Processing Fee | Up to 1.00% One time fee |
| Penal Interest Rate | 2% per month (24% p.a.) |
Documents Required for Aditya Birla Home Loan
Required Documents to be Submitted for Home Loan from Aditya Birla These Home Loan Required Documents are indicators of your financial stability so any lender will definitely consider the documentation while approving your loan application, Documents are one of the most important requirements for Aditya Birla Home Loan, Home Loan Documents Process at Aditya Birla taken very seriously,
All financial institutions have a set of home loan rules and regulations which are almost same across all financial institutions, but many times applicants face difficulties in not knowing what documents to provide while submitting documents for home loan, financial institutions make the process of home loan documents very orderly and transparent from the very beginning, So, check out the details below which home loan documents are required to pass your home loan application.
- Identity Proof – Aadhaar Card, Voter ID, Passport, Driving License.
- Age Proof – PAN Card, Voter ID, Aadhaar Card, Passport, Driving License.
- Address Proof – Aadhaar Card, Passport, Voter ID, Driving License.
- Proof of Income – 3-Year ITR, Bank Statement, Salary Slip, Form 16.
- Property Documents – Sale agreement form builder, possession certificate, land and location sketch, land or building tax paid receipts, original proof of any advance payments on purchase of property, NOC (No Objection Certificate) from housing society or builder.
CIBIL Score for Aditya Birla Home Loan, आदित्य बिड़ला होम लोन सिबिल स्कोर,
Are you aspiring to become a home owner, now you are going for Aditya Birla home loan for your home, but you may need a good CIBIL score, most lenders consider CIBIL score as one of the most important factors in your home loan application, CIBIL score is to determine your repayment capabilities. A metric of measurement used by most lenders,
Most lenders consider a CIBIL score of 650 as the minimum requirement for a home loan, CIBIL score is a three digit number and ranges between 300 to 900, CIBIL evaluates your payment history, credit handling trends and existing banking to arrive at the final score, CIBIL score required for Aditya Birla home loan is 750 and above, if your score is between 650 to 750 you are still eligible for home loan, click here Aditya Birla Home Loan CIBIL Score.
Aditya Birla Home Loan EMI Calculator, आदित्य बिड़ला होम लोन ईएमआई कैलकुलेटर,
Home Loan EMI Calculator is a handy tool that helps home borrowers to plan their loan in advance, with this online tool, you can know the exact EMI to be paid based on the input you provide including interest rate, amount applied and tenure, you can change the data multiple times and the maximum EMI you can repay can know.
Lenders usually decide the EMI based on several factors like your borrowed amount, credit score, age at the time of applying for the loan, loan tenure etc, Apart from helping you know the EMI payable, an EMI calculator helps you know the exact payment schedule and total payment break-up.
Before you apply for a loan, it is very important to estimate your repayment capacity to avoid non-repayment hassles, carefully assess your current and future financial situation, you can use a housing loan EMI calculator for better planning.
Aditya Birla Home Loan Interest Rate, आदित्य बिड़ला होम लोन ब्याज दरें,
It is very important to know the interest rate when you apply for Aditya Birla Home Loan, the home loan interest rate affects the total EMI you pay on how much Aditya Birla Home Loan you take, so always know about the interest rate when you apply for a home loan, Good to remember, you can avail Aditya Birla Housing Loan Interest at an attractive interest rate starting from 9.10%, see more Home Loan Interest Rates here.
| Home Loan | Home Loan | Self Employed |
| Rate of Interest | 8.80% to 14.00% | 9.10% to 14.75% |
NOTE – Aditya Birla Home Loan Rate are subject to change at the company’s discretion, the information given here is only the current interest rates given by Aditya Birla, when you want to take Aditya Birla Home Loan you should visit the https://homefinance.adityabirlacapital.com/interest-rate-model official website of Aditya Birla Home Loan and confirm.